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Reforming the USA Retirement System Living Standards and Life Expectancy Discussion

Reforming the USA Retirement System Living Standards and Life Expectancy Discussion

Question Description

The rules for IRA distributions are complex and include penalties for early distributions and inadequate RMDs.

The SECURE Act made some changes such as exempting withdrawals of up to $5,000 for the birth or adoption of a child from the the 10% premature withdrawal penalty. The CARES Act also made some changes, but those are temporary.

What would you do to improve the retirement plans in the United States?

Please cite the sources you use, APA format.

300 words


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